Unsecured Debt

"Unsecured debt", meaning a debt that is not secured with collateral (asset), are the types of debts we negotiate.

What debt may qualify?

Qualifying Debt Includes:

• Credit Cards
• Merchant, Gas, and Store Cards
• Unsecured Bank Loans
• Professional Fees
• Unsecured Lines of Credit
• Deficiency balance of Repossessed Vehicle Loans
• Collection Agencies
• Hospital and Medical
• Personally guaranteed unsecured Business debts of dissolved company
• Personal Loans

Non-Qualifying Debt Includes:

• Home/Real Estate Loans
• Auto Loans (before repossession)
• Government backed Student Loans
• IRS Tax Liens
• Child Support
• Alimony
• Motorcycle, boat, airplane and motor home (before repossession)
• Payday Loans
• Gambling Debts
• Other Secured Loans or Debts