Working with creditors can be a timely process of negotiations between the creditor and our company who represents you. Our program is structured for you, and is set up so that when you have a reasonable amount of negotiating funds our debt negotiators will begin the process of getting you the best percentage on your total debt. Creditors know that approximately 30% of the almost 2 million bankruptcies last year occurred on debt that was current. Creditors do want to settle, its just using the right negotiating strategies to accomplish the best result.

A copy of the debt settlement letter from the creditor is sent to you for your approval. You must be totally satisfied with the settlement offer and approval of the terms. After a settlement is agreed by you and the creditor your debt settlement account will then provide the funds for the settlement until the final payment is made. Remember, Debt Settlement America™ is working for you and not your creditor.

In most cases the average creditors will settle for $.40 to $.60 for every dollar owed. You are able to pay of your total debt in a short amount of time by letting us negotiate your debt for you.
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